Jewelry Appraisals

We assist clients in keeping their jewelry appraisals current according to local and national insurance guidelines.

Information based on National Association of Jewelry Appraisers

Current & Accurate Valuation

We carefully analyze the current precious metal market as well as jewelry-based markets to ensure accurate valuation and coverage.

Sterling silver pieces of higher value should be added to your existing insurance policy. Items that should be considered are: sterling silver flatware, serving dishes, candelabras and candlesticks as well as sterling silver Judaica, such as kiddush cups and menorahs. These items can add up to be quite significant in monetary value.

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Frequently Asked Questions

Why should I appraise or reappraise my jewelry?

 Very few insurance companies have basic home policies that cover the cost of replacing an engagement ring or other precious jewelry. By submitting a separate appraisal report, you are guaranteeing the replacement of your jewelry without effecting your existing policy. 

As well, many insurance companies recommend a yearly update of values, and some require it. Most insurance policies do not include automatic increases to account for inflation and increases in the costs of materials and labor. Thus, your premium may continue to go up, even if the market is going down. It is best to update your appraisal on a regular basis.

Is the appraised value based on market research or is it simply a restatement of the purchase price?
An appraisal is a statement of value, or the mean worth of an item in a particular marketplace. The “Price” is merely a statement of what an item cost, and it may not reflect the true value of the item. The appraisal should specify how the values were determined and if they are based on market research, the specific market should be stated. If the value is based only on the selling price of the vendor, it is not actually an appraisal and it may not meet the requirements of your policy.
Is the value accurate and current?

A properly prepared appraisal will reflect an accurate value in the current market. Be wary when a jeweler gives you an appraisal for a much higher amount than what you paid unless they state a legitimate reason for the price difference in the appraisal. The price paid is not always the true value, such as purchasing an item which was legitimately “on‑sale”, in which case your appraisal could realistically be higher than the sale price. Remember, an appraisal, by definition, is based on researched values within a specific market.

Testimonials

“It was such a fun experience working with Jacob on my ring. He really took the time to explain to me and my fiancé about diamonds, which diamond shape would look good with the ring that I had in mind. When it came to picking out a watch and a wedding band for my fiancé, he was so helpful in providing us with different options based on what features my husband-to-be wanted in his jewelry. I would strongly recommend working with Jacob because of his attention to detail and ensuring you are getting the piece that you envisioned.”

Miriam & Benjamin D.
Livingston, New Jersey

“If you are looking for high quality, knowledgeable and patient customer service, I highly recommended Jacob! He was creative and considerate throughout the entire ring design process and I ended up with a ring that I will cherish forever.”

Yona O.
Baltimore, Maryland

“Aladdin Gems was so helpful in assisting us in replacing unique and valuable items lost in a robbery. They painstakingly recreated beautiful pieces, often finding higher quality gems and fabricating better settings than the originals, all within the replacement values assigned by our insurance company. We would never have been able to replace these pieces in such high quality without Aladdin Gems.”

Robert & Abigail G.

“Jacob from Aladdin Gems is incredibly knowledgeable and resourceful in finding spectacular gems to support my creative jewelry designs. We worked together using 2D and 3D software to visualize my ideas for settings, and then his fabrication team executed the designs flawlessly. He is a magician!”

Robert & Abigail G.
Englewood, New Jersey

"I have used Jacob (Yaakov) Szajowitz many times and am always satisfied with his work. He is on time for appointments. He weighs everything he is going to sell for you and tests for gold and silver value. He has sold jewelry and other silver items for me. He has also redone jewelry for me and it looks brand new. He makes a list of what you are giving him to sell so you always have a receipt. He works in a timely manner also. I feel safe giving him things to sell for me. I am 100% satisfied with my numerous dealings with him. I also like that you are not rushed, and he is a good listener. He is a true mensch in my opinion."

Ellen S.
Baltimore, Maryland

"Jacob helped us with a couple of jewelry purchases, one being a diamond engagement ring. In both cases he took the time to understand what we wanted and made suggestions that we would not have known about if it were not for his attention to detail. He is always willing to go the extra mile with a smile."

Marsha G.
Jerusalem, Israel

"Jacob is a true professional that runs his business with the highest level of integrity. Jacob listens to the needs of the customer and works within those parameters. I have been 100 percent satisfied with the work he done for me and would recommend others to use his services."

David
Baltimore, Maryland

"Jacob takes a personal interest in his customers like no other jeweler I have ever worked with. Whether finding exactly what you want, having it made, or updating an older piece of jewelry, he is patient, always doing his best for you, and ensuring you are happy with the result. I will not buy from anyone else anymore."

Sammy O.
Boynton Beach, Florida

"Both when needing jewelry appraised and when making a wedding, Jacob's knowledge and expertise were greatly appreciated. His excellent customer service made the experiences an absolute pleasure. We would highly recommend Jacob to others!"

Robyn K.
Baltimore, MD

"Jacob is knowledgeable, trustworthy and carries out his promise to you. Attributes that are very important when dealing with personal items such as jewelry. He's creative when it comes to design, buying and selling jewelry. I'd recommend his services my family and friends."

David S.
Charlotte, NC

"Jacob did a great job for me appraising my jewelry and selling and buying some new stuff for me. He also had something new created for me. I was very pleased with his services."

Rochel R.
Baltimore, MD

"Jacob was a pleasure to work with. He was knowledgeable, patient with his knowledge, on time, on budget, and overall wonderful. I would be excited to work with him again as well as be happy to recommend him to my closest friends."

Avi G.
Richmond, VA

"Jacob provided great value and service for my purchase of an important gift recently. I wouldn't use anyone else for jewelry and diamonds."

James V.
Baltimore, MD

"When my son got engaged, we were on a tight time-frame and a tight budget. Jacob worked tirelessly with us to get the perfect diamond and the perfect ring at a price point we needed. Not only did he worked hard but he educated us on what to look for in diamond with amazing patience. Jacob is extremely knowledgeable, patient and creative. His integrity is of the highest caliber, you know you can trust him. You can't ask for more in diamond purchasing and appraisals."

Marsha G.
Baltimore, MD

"I've known Jacob for many years, and know I can rely on his honesty, integrity and comprehensive knowledge of the jewelry industry to always provide the best value with outstanding personal attention. I highly recommend Jacob to anyone looking to buy or sell jewelry or precious stones."

Bill B.
Baltimore, MD

"I have never met a more honest, knowledgeable, professional, kind, fair, and courteous jeweler. He goes out of his way to make sure he understands what you want and doesn't stop at anything to find it for you. I highly recommend him, and I would never use anyone else. He has my business for life!"

Michelle S.
Baltimore, MD

"Although doing business with friends is a practice I avoid I am pleased to have done business with Aladdin Gems. My custom cufflinks were designed and crafted with attention to every possible detail from start to finish. It is with pleasure that I endorse Aladdin Gems for they met my standards of satisfaction. That includes service with a patient smile!"

Bennett G.
Baltimore, MD

“It was such a fun experience working with Jacob on my ring. He really took the time to explain to me and my fiancé about diamonds, which diamond shape would look good with the ring that I had in mind. When it came to picking out a watch and a wedding band for my fiancé, he was so helpful in providing us with different options based on what features my husband-to-be wanted in his jewelry. I would strongly recommend working with Jacob because of his attention to detail and ensuring you are getting the piece that you envisioned.”

Miriam & Benjamin D.
Livingston, New Jersey

“If you are looking for high quality, knowledgeable and patient customer service, I highly recommended Jacob! He was creative and considerate throughout the entire ring design process and I ended up with a ring that I will cherish forever.”

Yona O.
Baltimore, Maryland

“Aladdin Gems was so helpful in assisting us in replacing unique and valuable items lost in a robbery. They painstakingly recreated beautiful pieces, often finding higher quality gems and fabricating better settings than the originals, all within the replacement values assigned by our insurance company. We would never have been able to replace these pieces in such high quality without Aladdin Gems.”

Robert & Abigail G.

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443-865-9413
jacob@aladdingems.com

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